Friday, January 28, 2011

Making Money Without









Social Networks



According to Cisco, criminals are targeting social network users more aggressively. In particular, criminals are spending more time and effort trying to steal users' social networking credentials, since that makes it possible to exploit the trust of all that users' friends.



Although the exploitation of trust is crucial, Cisco predicts a decline in simple phishing and social networking scams. The company expects instead a rise exploits similar to the Zeus trojan, which steals banking credentials and propagates on social networks, mobile devices and more.





Social Engineering



Cisco warns of the "seven deadly weaknesses" exploited by social engineers:




  • Sex Appeal

  • Greed

  • Vanity

  • Trust

  • Sloth

  • Compassion

  • Urgency





Even the most savvy users can fall prey to social engineering. For example, Thomas Ryan of Provide Security created fake identity called "Robin Sage." Ryan was able to get hundreds of government officials and security professionals to friend this imaginary person on social networking sites and, as a result, share personal information with Ryan.



According to the report:



Clickthrough rates for most malware or spam incidents consistently hover at around 3 percent, according to data from Cisco ScanSafe. While 3 percent may not seem high, imagine the impact of repeated waves of spam to which 3 percent of workers consistently respond to and click on. Even this small percentage is the equivalent of having a gaping hole in the network firewall that cannot be closed. Instead of trying to change human behavior, security researchers are exploring the possibility of changing the way we use software to reduce risks.


Java: The New Number One Target





Java and PDF are both frequently exploited, but according to Cisco Java exploits rose last year and PDF exploits fell. Java surpassed PDF as the most commonly exploited technology.



Cybercrime in the Post-PC Era



According to the report, Windows has been so prevalent and so easy to exploit that there was no need for criminals to try to exploit other systems. However, the proliferation of other devices and OSes along with improved security in Windows 7 has changed that.



However, this move is happening slowly. A report from Forrester on security in the post-PC era notes that mobile device OSes are inherently more secure than desktop OSes due to sandboxing. This means that even jailbroken iPhones and rooted Android phones will be harder to compromise than older Windows PCs. However, social engineers can prey on anyone, regardless of the device they are using.



The Cloud: Friend or Foe?



The report cites the cloud as having both benefits and drawbacks for security. The drawback is that data can be intercepted while traveling between a server and the devices that access it. The advantage is that having data stored off-device makes it hard to extract sensitive information from lost or stolen devices.



Money Mules



The report has an interesting section on "money mules." Once a criminal has stolen a victim's bank account information, they need a way to get the money into their own accounts without getting caught. Money mules are people who transfer money from a victim's bank account to a criminal. One way to do this is to transfer money into the mule's account, then have the mule wire it via Western Union to the criminals overseas. The recipient of the wire from Western Union might not have to provide bank account information to receive the money, making them more difficult to trace.



Some mules are low-level criminals who participate for the money. Others are duped by work at home job ads. Students and people with large debts are often targets.

However, there's a shortage of mules. "Currently, the ratio of stolen account credentials to available mule capacity could be as high as 10,000 to 1," says the report.



Winners of the Cybercrime Showcase



Cisco highlights two winners in this year's "Cybercrime Showcase" - a "good" winner and an "evil" winner.



The Good winner is Thorsten Holz of the security firm LastLine. Holz identified the top 30 servers that the botnet Pushdo/Cutwail used for sending spam. Holz got ISPs to shutdown those servers and, as a result, the rate of spam decreased from 350 billion messages per day to 300 billion per day.



The Evil winner is Stuxnet, which we've covered frequently.



What, No Malvertising?



Surprisingly, there is no discussion of malvertising in the report. You can read our post "What You Need to Know About Malvertising" for more about this threat.












Not making money as a YouTube partner? Here are some tips from YouTube itself


YouTube hosted a live event today to help partners get the most out of their YouTube revenue.


Phil Farhi of YouTube, began the event by telling partners about a few of the new initiatives that YouTube is working on, to help make partners as successful as possible. He started by bringing us through the history of advertising on YouTube.


Phil mentioned that just 3 short years ago, YouTube began using in-video and overlay ads, the first step in monetizing videos. And following the first format of ads, YouTube brought Ad Sense ads, enabling smaller advertisers/customers to get on board, allowing YouTube to capture a broader range of advertisers.


Next came in-Stream Ads (mid and pre-roll ads), a format that was launched about two years ago. YouTube said this has been popular because advertisers will pay more for ads that are similar to the format on TV. At almost the same time, promoted ads were introduced and it was proven to drive traffic to videos that were featured using the ‘promoted video’ format.


A few months ago, a new ad format for partners called TrueView was rolled-out. This format lets users watching a video skip the ad after five seconds. An ad format that YouTube says is less interruptive and doesn’t risk annoying your audience because it gives them the chance to hit stop.


Phil asked the question “ What makes a movie a successful?” Using the movie industry as an analogy, he went on to explain that there are many factors that come into play that make up the overall picture; ticket prices, seats filled, distribution etc. It’s the same with YouTube as he pointed out. Partners shouldn’t look at one aspect such as RPM (revenue per thousand page views) or CPM (cost per thousand, as an example $1 or $5 per thousand views), they should look at everything including geography.


A few points to take away


Good partners focus on overall revenue and aren’t fixated on “ticket price”. They also work hard at building a strong audience as well as trying to increase views. Good partners look at geography, RPM and CPM.


Bad partners look at the wrong metrics and don’t build up their audience. Partners who only focus on RPM might think everything is fine however, it’s critical that users concentrate on CPM as well and continue to build audience loyalty.


YouTube says advertisers are creating content that competes with user content, and millions of users are watching advertisements on the site. Think about the popularity of Superbowl ads.


Keep experimenting! Compare ad formats by type and geography and play around with different scenarios. Try enabling ads after your loyal audience has seen them or try it in reverse. Play with different recipes and see what happens when ad formats are enabled/disabled. There is a wide variety of ways to make revenue.


Take a good look at revenue break downs and compare formats; True View, in-Stream, etc.


Better reporting for ad formats coming soon. YouTube admits that partners don’t have the best reporting feature right now.


YouTube will be adding an option for partners to opt-in to just TrueView Ads without needing to be signed up with other formats.


Ensure the metadata on videos have the correct information and enough words to help YouTube’s algorithm bring the best targeted ads to your videos







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Monday, January 24, 2011

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foreclosure statistics


Two years ago today, Barack Obama was inaugurated as president of the United States.  Are you better off today than you were two years ago?

Numbers don't lie, and here are the data on the impact he has had on the lives of Americans:

...statistics show that despite Countrywide's representations, a much higher percentage of borrowers did not occupy the mortgaged properties:

...Overall, 18.3% of the loans sampled had recalculated LTV ratios of more than 10% higher than was claimed in the offering materials, and 6% of the loans sampled had recalculated LTV ratios of more than 25% higher than what was claimed in the offering circular. This overvaluation affected numerous statistics in the Offering Materials...For instance, the Offerings each made representations about the percent
of loans that had LTVs higher than 90% provide the lender little value
cushion to protect against borrower default and loss upon foreclosure.
However, the AVM indicates that a much higher percentage of the loans
had LTVs higher than 90%
.

The Offerings uniformly represented that none of the Mortgage Loans that collateralized the Certificates had LTV ratios greater than 100 percent, meaning that the size of the loan is greater than the value of the property. (aka: being "underwater") Loans with over 100% LTV afford the lender no equity cushion and leave the lender with inadequate collateral from the outset of a loan. Allstate's analysis has found that, despite Countrywide's representations, a substantial number of Mortgage Loans had LTVs greater than 100%, as follows:

Allstate has also analyzed the weighted average LTV of the Mortgage Loans in each pool and has found that the weighted average LTV was also overstated, because of the overstatement of individual Mortgage Loans within the pools.

All these lies, and much, much more, can be found detailed in the filing below. At the risk of cheeiness, this is just a sampling of the sampling. And it demonstrates as all those who purchased loans from CFC/BofA that were repped to be in order, will find, following sampling or loan by loan analysis, that Brian Moynihan's bank committed acts of fraud after fraud, putting not only itself, but its underwriter counsel at risk time again. In fact, if there was anything remotely close to a working legal system in the US, what happened to Lehman's Repo 105 auditor, E&Y, should promptly befall every single underwriter's counsel which is jointly liable in representing that the data set forth by the underwriter is correct. But just as importantly, it means that of the hundreds of hundreds billions in loans sold by BofA to hapless dimwits, arguably the bulk of it is now subject to putbacks, and is of far worse quality than previously expected. It also means that the GSEs: those infinite receptacles of mortgage biohazard, are lying consistently when representing the state of their own books, which are likely orders of magnitude worse than the monthly status reports will indicate. 

This is just starting to get interesting.

The full Allstate filing which is a must read for everyone is presented below.

 




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Tuesday, January 18, 2011

Making Free Money Online


Even the long fawning UK press is now saying what any startup who has tangled with the music industry has said all along: Spotify will not be able to launch its free any-song-you-want-to-hear-the-second-you-want-to-hear-it service in the US. The Telegraph is reporting that at the last minute the labels demanded too much upfront cash, killing a hard negotiated potential deal.


This is sad, but not a surprise. Despite all the reasons consumers would love it and labels should be empowering a rival for iTunes, the labels are in defensive mode and have never been rational when it comes to these things. My issues with how Spotify has handled this aside, I actually didn’t want to be right on this one. It’s a sad day for users.


But this will be the interesting thing to watch: Does Spotify just roll these we’re-definitely-launching-in-the-US assurances forward to 2011, the way the company has the last two years or does it pivot, and focus on building a profitable site for Europe and other less guarded pockets of the emerging world? In the Telegraph link above an unnamed source says the year of brutal negotiations has forced Spotify to “stop and think about whether it can afford the move to the US and indeed whether it is worth it,” while the article quotes a Spotify spokesman as saying the negotiations are “on-going.” Oh, Spotify.


Here’s my advice: Pivot. Spotify has spent two years, and undoubtedly plenty of money and focus, fighting what was always a Don Quixote like battle to make the US labels listen to reason. This is the same industry who sued their users. It was a valiant effort, but it didn’t work. We can argue why they should back Spotify all day long, but the last two years has proven that they are just not going to listen without Spotify having to make some major concessions.


I think Spotify should walk instead of making those concessions. No matter how hot of a startup you are, money and time are exhaustible commodities. Spotify should start directing them at challenges elsewhere until there is enough of a sea-change in the US music market that labels see reason. Giving into the labels’ demands isn’t the answer. Instead, Spotify should retreat, build in other countries, perfect its model, get to profitability, and then come back to this market when the labels are weaker and Spotify is stronger, boldly proving cynics like me flat wrong. Use your international headquarters as an advantage, not a liability.


Spotify board member Klaus Hommels told me in an interview late last year that he believed Spotify may be the venture industry’s last-ditch effort to build an online music company. (Other than Pandora, of course, the online music company with nine-lives that finally won the right to exist.) He told the labels in negotiations that if they opted instead to drain Spotify’s venture cash and leave it for dead the way they have to so many others, they may never get another hot upstart to back. And that would resign them to an Apple dominated world.


He may be right. So why not play the long game, instead of the short one?


(Note: Don’t worry, I’ve put two dollars in the TechCrunch Pivot/Swear Jar.)





or if you aim big you can even advertise with Google Adwords and pay only if someone clicks your add:http://google.com/adwords4. Consider me your real business friend and start your first link exchange with my blog: ad my link to your blog or website and I shell do the same adding your link over here on  http://realbucksonline.blogspot.com/ Also consider that I will post a new method of making real bucks online every week so stay connected here via bookmark or RSS feed. 
 Ok: I am just a average guy like you, who aims to make a real buck on the net.
Now let*s face it: it is hard enough to put cents on cents in a few ptc sites and expect to earn a decent living by that. Plus that all this so called business to be payed to click it*s like rolling the dice: you*re never sure finally you get the money. So what*s the catch with this game?
The most important thing in it is to get referrals : directly or rented ones. And the second important thing is to relay on the most trusted and stable sites. This is like betting on the most probable winner with a Team of Betters behind you.
Now,the first rule in business is to MEAN it. Not necessarily to be mean but to be serious about it. So if you think to make a living online you must be serious, hard working and learn it every step of the way. By all means you will get to SUCCEED IN TIME. With the second important thing, related to paying and stable sites you can get help from average experience or custom search on the net for top paying sites on Google. The really heavy duty thing is to build a Team of Referrals. According to this, the most affordable approach is to rent them with the amount of money you already earned on a site. The difficult part is to convince a direct referral to join in your   downline and be active on every day. This is like direct-sales in the real world: 50% chances (or less) to make them buy something which is more a game than a business. The rest of 50% is advertising or make believe (super-fantasizing) that something is useful and generates a sort of monthly real income. This fantasies go from promises of other great deals to even promises of 10(ten!) dollars per click:) And believe me, there are sites which ”offer” more than that, even the moon from the sky, just to get you join their scam. There are two kind of experiences related to this ”make believes”: one is to be a realistic guy by nature and the second is to try things until they prove lies. Everyone is preferring the first category except the advertisers, who are preferring the second one. Well, if you want to really be in the first category, and play this ptc game, you have to discern between a real buck and a promised one, in Neverland. You may say that each and every dime is just a promise in the ptc virtual world, until that dime profs it*s real in your pocket. It*s true but that does not mean you stop discerning reality from dreams. You must keep your goal to make real money online, gather experience and build a system that really works keeping you satisfied with your decent earnings and little, indecent losses.  
That is why I thought of a system for everyone to get referrals. Scroll down and find out how much you will pay for it!
(just kidding Stay tuned on this site and you will found it soon. Have a winning day everyone! 







Source:http://removeripoffreports.net/

Brad Friedman and Desi Doyen: Green <b>News</b> Report: January 18, 2011 <b>...</b>

IN 'GREEN NEWS EXTRA' (see links below): Scientists warn of a future "superstorm" in CA; Obama to discuss clean energy with Chinese premier's visit?; "Managed retreat" for California coastal town; ABC Reports On Fossil-Fueled Climate ...

Live blog: Apple&#39;s Q1 2011 financials conference call | iLounge <b>News</b>

iLounge news discussing the Live blog: Apple's Q1 2011 financials conference call. Find more Apple news from leading independent iPod, iPhone, and iPad site.

Modernizr <b>News</b>

We're kicking it off with some pretty exciting news right away. First, we've expanded our team to include Alex Sexton. Due to this addition we've also formalized our individual roles in the Modernizr Team, as such: ...


Friday, January 14, 2011

Making Money System



Twitter Chairman and Square founder Jack Dorsey sat down with Charlie Rose last night to talk about Dorsey’s unique position of being responsible for two technology startups based on the idea of simplicity: Twitter and Square. Watching this interview you realize that Dorsey’s accomplishments have little to do with luck, and more with his focus on creating the purest products by throwing away any unnecessary flourishes. “It’s really complex to make something simple,” he tells Rose.


Dorsey describes himself as an “editor” who edits technology and teams “so that we have one cohesive product that we tell the world.” In the clip above (provided by the Charlie Rose Show), Dorsey talks about how he got the idea for Square and how hard it is to make mobile payments no more complicated than swiping a credit card.


Dorsey believes the most powerful technologies are those which disappear, like the iPad disappears:


“When you’re using the iPad, the iPad disappears, it goes away. You’re reading a book. You’re viewing a website, you’re touching a web site. That’s amazing and that’s what SMS is for me. The technology goes away and with Twitter the technology goes away. And the same is true with Square. We want the technology to fade away so that you can focus on enjoying the cappuccino that you just purchased.”


In the clip below, he talks about how he got the idea for Twitter from his obsession with cities and dispatch systems, but how he felt those systems were missing one thing: the people, his friends. Now Twitter is not just about status updates but about pointing to, and carrying via short links, other media on the Web. He boils down the essence of Twitter into this: “Any media that you can imagine it can point to a carry in real-time.  And the only other technology I know that’s done that well is the web itself.”


Dorsey also pegs the number of registered Twitter users at 200 million (when I checked with Twitter to confirm this number, I was told it was very close, but not quite there yet—so chalk that up to rounding). Also, asked at the end whether Twitter is making any money, Dorsey said the company has revenues but it didn’t sound like it’s got any profits yet.


You can watch the full interview here or read the full transcript below (courtesy of Charlie Rose).



TRANSCRIPT


CHARLIE ROSE: Jack Dorsey is here.  He is the chairman of Twitter.  Since its inception in 2006, the site has become a powerful tool of information and communication.  Almost 200 million users worldwide tweet every day.


That has allowed Twitter to become a real-time news feed. It’s also reshaped how public figures from celebrities to politicians communicate.  The company is now working hard to monetize its popularity. Dorsey started Twitter as a side project in 2006 with Evan Williams and Biz Stone.


His latest venture is called Square, which can turn your mobile phone into a credit card reader.  Pleased to have Jack Dorsey at this table for the first time.  Welcome.


JACK DORSEY: Thanks for having me, Charlie.


CHARLIE ROSE: Good to have you here.


Let’s just talk about Square and go back to Twitter.  How did that come about?


JACK DORSEY: It came about because my cofounder is a glass artist and he sells these beautiful glass faucets and he was selling one for $2,000.  And all he had in his pocket was his mobile phone.  He couldn’t accept the credit card from the woman who wanted to buy this faucet and she didn’t have a checkbook and she obviously didn’t have $2,000 of cash, so he lost the sale.


And we were discussing this and we have these general purpose computers next to our ears and yet –


CHARLIE ROSE: The iPhone-4.


JACK DORSEY: Or an Android phone, or a blackberry, whatnot.  But yet he wasn’t able to accept that credit card.  So we wondered why that was, and we answered it by building this system.


CHARLIE ROSE: You write code, yes?


JACK DORSEY: Yes.  I wrote code.


CHARLIE ROSE: And that’s what you do well?


JACK DORSEY: Yes.


CHARLIE ROSE: That’s what you’ve been recognized for since you were 14 or 15 years old.


JACK DORSEY: Yes.


CHARLIE ROSE: So you immediately set out to do what?


JACK DORSEY: My goal is to simplify complexity.  I just want to build stuff that really simplifies our base human interaction.  Twitter was around communication and visualizing what was happening in the world in real-time.  Square was allowing everyone to accept the form of payment people have in their pocket today, which is a credit card.


So we have built the simplest way to accept credit cards.  It’s a little tiny device that we give away for free, and you just download some so wars from the app store and plug it in to your mobile phone or iPad and suddenly you can take credit cards.  So if you’re a tax accountant or a lawyer or doctor or even a hair stylist, you can now accept credit cards.


CHARLIE ROSE: And you monetize this how?


JACK DORSEY: We take a cut of every transaction.  So we charge 2.75 percent and 15 cents on the transaction. which we then pay the credit card companies out of.  So the user only has to pay that 2.75 percent.  They don’t pay any credit card fees.  They don’t have to have a setup charged. They don’t have to pay for the hardware or even the software.


CHARLIE ROSE: Hardware’s free, software’s free.


JACK DORSEY: You just use the phone you have in your pocket.


CHARLIE ROSE: OK, so this sounds to me like a win-win for everybody. Small businesses like it . . .


JACK DORSEY: Yes, they love it.


CHARLIE ROSE: Somebody has a credit card and wants to pay with a credit card likes it.


JACK DORSEY: You can pay everywhere now.


CHARLIE ROSE: So you who created this with your partner like it.  It seems so fundamental.  Why hadn’t someone done that before?


JACK DORSEY: It turns out it’s really complex.  It’s really complex to make something simple and especially when you started addressing the financial world.


We have a number of things — in order to accept credit cards you have to talk with a bank.  Normally when you’re a small merchant or a business or individual you have to get a merchant account, which means you have a one to two year relationship with the bank, and then there’s always these fees and setup costs and monthly minimums.  It’s a mess.


And it’s never really been designed in a beautiful way and that’s what we’re good at.  That’s really hard to do.


CHARLIE ROSE: How do you minimize fraud, because that would be a concern?


JACK DORSEY: Right.  So we actually have a lot of benefit in using the credit card system itself because a lot of the protections are on the payer side.  When someone issues you a credit card, when your bank issues you a credit card, they assume that that card is going to be lost or stolen.  So all of the protections are watching the payer.


So if we get a swipe or if we get a signature on those card payments then a lot of the risk is off us because we know the payer was in that location. And apart for that, there’s a lot of information in these phones.  There’s GPS.  We know where the transactions are taking place.  People are putting in their Twitter accounts.  They’re putting in their Facebook accounts. They’re telling us about themselves and we can use that to build a reputation for how they will interact in the world.


CHARLIE ROSE: Did I read that you were involved in some kind of lawsuit because of somebody else?


JACK DORSEY: We — so we worked on this system which actually was prior art.  So we built this little credit card system with another individual who we worked very well within the past.  But unfortunately we were not included on the patent we both created together.  So it’s just a minor thing.  We’re not independent on this IP, it’s just something nice to have.


CHARLIE ROSE: And this is the future of mobile payment, in your judgment?


JACK DORSEY: I think so.  I think — the biggest thing we’re trying to address is let’s simplify this entire world.  Let’s speak what people are using today.  A number of people in the United States, almost everyone, is using plastic cards to pay for things, but it’s extremely difficult to accept these cards.  So let’s make it’s easy and take more and more of the friction out as we can.


CHARLIE ROSE: And what’s the global response?


JACK DORSEY: The global response has been really good.  You need to tailor these technologies to each market. So we’re starting on the U.S., but we want to be completely payment device agnostic.  Different countries use different methods.  So in Japan, for instance, they’re using a lot of near-field communications, obviously.  In places like Kenya they’re using SMS, they’re using phone credits.


So all these markets have their own technologies to pay for things and exchange value, so we need to make sure that Square can accept every for of payment that is in the payers’ pocket.  In the U.S. it’s the credit card.


CHARLIE ROSE: And how do you divide your time between Square and Twitter?


JACK DORSEY: I have a really fortunate situation.  I’m now in the midst of I think two of the great et cetera companies in the world.  I’m chairman of the board of Twitter so I go in when I’m needed, I point out what I think is moving, what technologies are interesting, things we may need to fix and things that we’re doing really well at.  And when I’m not needed I get ou of the way.


CHARLIE ROSE: And how did Twitter get started?


JACK DORSEY: Twitter has a long story.  I’ve always been fascinated by


cities and how they work.  And I taught myself how to program so I can understand how the city works.


CHARLIE ROSE: You taught yourself to program so you could understand how cities work?


JACK DORSEY: I wanted to visualize them.  I wanted to see them.  I wanted to play with them.  I was inspired by New York City and just — if you consider New York City, all these entities roams about the cities, taxicabs, ambulances, fire trucks. And they’re always reporting where they are and what they’re doing. And if you can visualize that you can see how the city is living and breathing and what’s happening in the city.  So I started building dispatch software.  And that’s the software that runs these entities, always reporting where they are and what they’re doing. I’m in an ambulance at Fifth and Broadway taking a patient in cardiac arrest to St. John’s Mercy, a very, very simple model.


In 2000 I realized that I had this beautiful picture of all these verticals in the city that make the city work but I was missing the citizens.  I was missing the people.  I was missing my friends. So what if I could just take my phone and — we didn’t have mobile phones that worked that well in 2000.  I had a very simple Rim device which was the precursor to the blackberry.  What if I could be anywhere and share what’s happening and I could get everything in real-time?  What if we did that?


And it turns out it was just the wrong time.  In 2006 SMS got really big in this country.  I met my cofounders Biz Stone and Evan Williams who had worked with blogger to build blogger.  So they understood the importance of self-publishing.  And I just added this real-time aspect, this SMS aspect and we said what if with just SMS and the web I can go anywhere I want and report what I’m doing and see what everyone else is doing in real-time, a very, very simple start and users have taken it from there.


CHARLIE ROSE: Was there a conversation that took place to make you do that or did this take place in your head?


JACK DORSEY: We were — you know, we were working –


CHARLIE ROSE: Because it was Odeo what was the company?


JACK DORSEY: We were working at a company called Odeo, which was a podcasting company, and I joined as an engineer.  And the interesting thing about Odeo was that no one in the company was really that excited about podcast.  So we weren’t –


CHARLIE ROSE: So it was a business you didn’t care a lot about?


JACK DORSEY: Yes.  I just wanted to work with Ev and Biz.  I saw them from afar as my first real job, the first time I had to write a resume.  I wanted to do more consumer facing stuff because I had always been back in the real-time transactional systems, and they presented that opportunity.


So I joined, I worked on this podcast, it wasn’t that interesting.  And then iTunes came out with the podcast directive which kind of took Odeo’s business model and potential off the table.  So we started trying to figure out what we’re going to do and how we make audio more social, how we have group communication.


And during this time SMS was coming and being used and the first time you could send a message from Cingular to Verizon and it was amazing.  I fell in love with the technology and the rest of the company did as well. And one day Ev said “Go out, think of some things to do, come back, we’re going to present to the company.” And I took a group of two other people and we talked about this very simple idea of being able to report where I am and what I’m doing and go out in real-time over our phones and the web in 160 characters.  And we were on the playground and we presented to the company.


It didn’t really go anywhere, but then a week later we talked about it more and we decided I would take two weeks and Biz Stone and my other programmer Florian, and we would build the system.  And we built in the two weeks and we took more and more resources.  And the first tweet that was actually written by a human was by me and it was inviting co-workers.


CHARLIE ROSE: Inviting co-workers?


JACK DORSEY: That was the start.


CHARLIE ROSE: and how did you decide on the responsibility between you and Evan and Biz?


JACK DORSEY: Well, I was leading a lot of idea and the vision for where the product was going.  Ev was funding and supporting what we were doing. He put the shelter over our heads.  And Biz was just an amazingly creative guy.  And he was helping come up with words like “follow” –


CHARLIE ROSE: He’s the marketing –


JACK DORSEY: He’s a marketing genius.  He’s amazing and fun to talk to.


CHARLIE ROSE: So where is it evolving to?  Because some have made this point — it’s more information than social, social being Facebook.


JACK DORSEY: Yes.  I think that is a great point.  I think we’ve put a lot of emphasis on tweeting when a lot of the value is actually following people.  And anything you’re interested in the world whether it be Charlie Rose or JetBlue or a public figure or your local coffee shop, they’re on Twitter and broadcasting what is interesting to them.  They’re broadcasting about the organization, what they’re doing. So I can go and get immediate value from these things that I care about. And that’s the most important thing is being able to get in immediately and being able to follow someone I love, like Kanye West or like Barack Obama or any politician serving my particular state.  I can see them immediately.


But then there’s another hook — you can actually participate with.  You can reply to them, and they may reply back.  They’re human again.  And we spend so much time putting these organizations and public figures on this massive, massive pedestal, but we have to remember they go through all the small details of live that we do.  And you can make them human again and you can interact with them.


And it’s not just humans, it’s a social movement.  It’s seeing what’s unfolding in Iran.  It’s seeing what’s unfolding in Moldova or Arizona or anywhere in the world.


CHARLIE ROSE: And so it has political implications?


JACK DORSEY: It could.


CHARLIE ROSE: It did in Iran.  It was about the only way people could communicate.


JACK DORSEY: It was one way.  There were multiple ways.  I think what was really important in Iran was that the first time people were really using these tools to be on the ground and show what was happening.  And that alone created an international conversation.


To a lot of people in America Iran and what’s happening in Iran is a black box.  It’s hard to understand what’s happening.  But to be able to instantly see video and to see man on the street accounts of how things are unfolding in real-time as they’re happening is amazing and I’ve never seen that before with any other technology.


CHARLIE ROSE: What I don’t understand when you look at your penetration around the world, you’ve done really well in Japan, and Facebook hasn’t. What does that say?


JACK DORSEY: We’ve had massive success in Japan.  And it wasn’t just recently.  It was very early on.  It was within our first year.  People just took to it right away, and we really couldn’t figure out why.  But we found all these amazing things.  People would actually put these automated tomogotchis onto Twitter and you could follow the tomogotchi patterns.


CHARLIE ROSE: What does it say about culture?


JACK DORSEY: It’s a very engaged culture and they’re very, very focused on constantly iterating technology.  And Twitter is a very, very fast way to do it.  In Japan, it’s not 140 characters, it’s 140 words.  So you could write a little mini-novel. This is a whole story in the universe.


CHARLIE ROSE: And in China?


JACK DORSEY: In China it’s the same, very much the same.  So people are writing non-stop about what’s happening within the country, what’s happening around the country.  So it’s a very, very interesting peek into these cultures.


CHARLIE ROSE: So there’s these two ideas.  One is Twitter is the next big internet success story.  I would expect you to say yes, but if you had to say yes, why would you make the case?


JACK DORSEY: I think it’s huge.  I think it’s huge because never before have we had such access to that immediate information.  And once we have that information we can participate and interact with it.  It spans at the intersection of every single media.  It’s a great way to point to video, to images, to text, to web sites.  Any media that you can imagine it can point to a carry in real-time.  And the only other technology I know that’s done that well is the web itself.  So I put it on the same league as the web.


CHARLIE ROSE: When was the last time you wrote an e-mail?


JACK DORSEY: I write one every day.


CHARLIE ROSE: More than one?  Do you write many or do you mainly use text messaging?


JACK DORSEY: I use text messaging a lot more.


CHARLIE ROSE: Than e-mail?


JACK DORSEY: More than e-mail.


CHARLIE ROSE: And do most people you know who are — have the same affinity for technology follow that rule, follow that practice?


JACK DORSEY: I think so.  As we go to a younger generation that’s definitely through because it’s more instantaneous.  I use e-mail as a reference.  E-mail is a great reference.  It has a subject line.  It titles what the e-mail is about and I can refer to it, I can search.


But it’s not great for communication because it’s not focused on the most important thing.  The subject is the message, and that’s the message.  The subject is in the message in the IM.  It’s bringing the content to you right away.


One of the things I love about the iPad, for instance, is when you’re using the iPad, the iPad disappears, it goes away.  You’re reading a book. You’re viewing a website, you’re touching a web site.  That’s amazing and that’s what SMS is for me.  The technology goes away and with Twitter the technology goes away.  It’s so easy to follow anything you’re interested in.  It’s so easy to tweet from wherever you are. And the same is true with Square.  We want the technology to fade away so that you can focus on enjoying the cappuccino that you just purchased.


CHARLIE ROSE: Your CEO has said that Twitter has cracked the code when you advertise.  What did he mean by that and how have you cracked the code?


JACK DORSEY: It’s not just the advertising but the human behavior.  It’s a new way to communicate which is to spark interaction. One example of this is one of the first entities that was using the promoted products that Twitter has was Disney and “Toy Story.”  We naturally have when toy story three came out people were going the theater and they were tweeting they were going to see “Toy Story 3″ and some would tweet during the movie. Then they would come out and say “This is amazing.” And it just naturally trends to the top.  And Disney used that as a way as an opportunity to capture that natural trending ability and then also point to content that they want to surface to their consumers and to their customers.


So it was just a very natural and easy way to again point attention and direct attention to something that the advertiser wanted to see.  But you’re going to see that anyway, because it was trending.


CHARLIE ROSE: The relationship between Evan, Biz, you, and where there’s tension and where there’s not tension and where one — and why there have been so many different executive changes since Twitter was founded, what’s the answer?


JACK DORSEY: For any Silicon Valley company, the most important thing is the company.  And any great founders need to get out of the way of the company.  We presented a spark with an idea.  We saw a lot of the direction being driven by our users, and a lot of what we have to do now demand very, very specific management. And we know our strengths.  And that’s mainly it.  This company is bigger than any individual.  It’s bigger than Biz, bigger than Ev, bigger than myself.


CHARLIE ROSE: Do I get this then?  So Biz’s strength is marketing?


JACK DORSEY: He’s a great communicator.  He’s a great protector of the brand.


CHARLIE ROSE: Evan’s strength is product strategy and that kind of thing?


JACK DORSEY: Yes, he has a great way of thinking about the user and how the user’s coming to the technology.


CHARLIE ROSE: And your strength is writing programming?


JACK DORSEY: My strength is programming.  I also think my biggest strength is simplification.  That’s what I love doing.  I love making something complex.  I love taking everything away, taking all the debris, the conceptual debris from a technology away so that you can just focus on what’s most important.


So I see myself as a really good editor.  That’s what I like to be.  When I edit a technology, I want to edit a team, I want to edit a story so that we have one cohesive product that we tell the world.


CHARLIE ROSE: Meaning what?  What does “edit” mean?


JACK DORSEY: There’s so many ways Twitter could go, there are so many features Twitter could build.  There’s so many features that Square can build.  But there is only one or two going to bring us to the next level. So edit that to one, to get rid of all those inputs and edit to one cohesive story, one single thing we’re saying to the world and that’s what we do with product.


CHARLIE ROSE: Are you by — at the core, primarily a software programmer or are you primarily an entrepreneur who’s simply wanting to ask the right questions which will lead you to the next business?


JACK DORSEY: I think I’m a mix.  I love building technology, I love programming.  I love building teams.  And I also love building beautiful things.  I love art, I love design, and I love seeing that intersection of technology and the teams that work on it.


CHARLIE ROSE: But once you build them are you thinking about the next thing?


JACK DORSEY: No, I’m thinking about how to scale what we built, how to bring it to a global audience.


CHARLIE ROSE: So what do you have to do to scale Twitter?


JACK DORSEY: We have to get it everywhere.  We have to make it easy for people to use.


CHARLIE ROSE: How many, 200 million users?


JACK DORSEY: Yes, 200 million people are using Twitter.


CHARLIE ROSE: Facebook has 500 million plus.


JACK DORSEY: So we have a long way to go.


CHARLIE ROSE: Do you think you can reach 500 million.


JACK DORSEY: We can go well beyond that. And I think the important thing for Twitter is that it works on any technology.  The mobile phone itself, like anyone in the middle of — we have a short cut in Iraq, for instance, Twitter has a short cut in Iraq, and 60 percent of the population of Baghdad has a cell phone in their hands and they can use SMS.  And they can send a tweet for free to the short code in the middle of Baghdad and then also receive these tweets in real-time. That is amazing.  That is just unheard of. And that’s why I’m so excited about this technology because it speaks to the lowest common denominator, every technology.


CHARLIE ROSE: Would you argue the most exciting agent of change in the world today is the number of mobile devices?  I mean by that one smart phone, that an increasing number of people in the world have it, that that’s the agent of change, how many people get put in their hands a device that has such power?


JACK DORSEY: I think it’s a — I think it may be — it’s a single spark. I think it’s a good way to further our understanding of what it means to be mobile and what it means to have technology around us all the time. But the iPad is mobile as well.  Laptops are mobile.  So all these devices we can take with us and interact.  But I think the important is what does that mean for these technologies?  What does it mean for communication when a device like those knows where it is, when it can accept the forms of payments that we use and we can build it into address whatever we want to address.


CHARLIE ROSE: So what is your counsel inside when the subject is the following — we ought to merge with Google or we ought to follow the Facebook pattern and stay independent and go public?


JACK DORSEY: I think Twitter is so unique that we must stay independent. We must continue to build what we dream of having in the world.  And we’re just barely started, that’s the thing.  Twitter’s been an amazing success, but we’ve just gotten started.


CHARLIE ROSE: Just gotten started because of what it can do or just gotten started –


JACK DORSEY: Because of what it can do.


CHARLIE ROSE: Lay that out for me, finally, what it is you think you can do.


JACK DORSEY: So we’ve built this very easy way, no matter where you are, to put content in, to share what’s happening around you.  But it’s still very difficult to find meaning and relevancy in real-time.  How do we get people to discover what’s most important?  How do we surface what’s happening right now that someone should pay attention to? And that happens within your social network.  It happens in the things you care about, within the country or even the world.  But how do we in real-time bring that to people?  And this is not just a challenge for Twitter. It’s also a challenge for the technology industry because we have all of this information just swirling about.  How do we make sense of it?  We need to do a much, much better job in making sense of it.


CHARLIE ROSE: Is Twitter making money?


JACK DORSEY: It’s making money.  We have revenue.


(LAUGHTER)


CHARLIE ROSE: I know you have revenue.  Making money has to do with profit.  Making money has to do with a positive cash flow.


JACK DORSEY: We have a long way to go.


CHARLIE ROSE: That’s yes, or no?  I’m not sure?


JACK DORSEY: We have revenue.  We have revenue.  You’ll have to speak to Dick.


CHARLIE ROSE: Everybody has revenue.


(LAUGHTER)


Thank you for coming.


JACK DORSEY: Thank you so much.


CHARLIE ROSE: Jack Dorsey, Square and Twitter. Thank you for joining us.  See you next time.


END


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Ross Douthat is right to say that worrying about what would happen if Ron Paul seized ultimate power and decreed America a minarchy probably isn't a good use of anyone's time. But where Douthat thinks that minarchy is used as a way to dismiss libertarians, in practice, I've tended to find it their first line of defense -- the right's version of "well, Marxism has never really been tried."



To some degree, you see it in Douthat's post, when he quotes Conor Friedersdorf lamenting "that libertarians hold very little power in this country." The reality is that the sort of incremental libertarianism that aligns with the interests of rich individuals and corporations has quite a lot of sway in Washington, but it routinely manages to escape the consequences of its ideas because, libertarians argue, the world we live in isn't the world they would've built, and so how can they be asked to answer for it? It's the "don't blame me. I voted for minarchy" defense.



But if the argument is that incremental libertarianism deserves more respect, then it also deserves more accountability. Desperate storytelling about Fannie Mae and Freddie Mac aside, the financial crisis was, in large part, the product of the idea that massive financial markets that we didn't understand would effectively regulate themselves. Alan Greenspan, perhaps the only man in America with the unilateral power to have prevented the blowup, has been quite clear on the flaw in his thinking: "Those of us who have looked to the self-interest of lending institutions to protect shareholder's equity — myself especially — are in a state of shocked disbelief."



To a first approximation, that was a failure of not just a crucial pillar of libertarian economic thought, but of libertarian practice: We spent the '90s not just deregulating, but much more dangerously, refusing to enact new regulations even as the financial system changed dramatically. One of the key players there was Sen. Phil Gramm, who certainly has his fans at the Cato Institute. His was the sort of libertarianism that is politically potent because it is backed by lots of money and lots of elites who combine to push it into the public discourse.

Taxes are another example. Plenty of libertarians have lined up for repeated tax cuts under the theory that they would stoke enough growth, and force enough compensatory budget cutting, to put the country on a more sustainable fiscal path. Plenty of wealthy individuals and firms have pumped a lot of money into propagating that theory and rewarding politicians who vote they way it asks them to. That theory, however, has been a disaster as a policy matter, even as the individuals and firms have made a lot of money.



And there's a lot of power, of course, lined up against anything that gets us close to single-payer health care. Most of the arguments made in that debate are fundamentally libertarian ones: that it will reduce freedom, or that government programs are inevitably bloated and wasteful ("Like going to the DMV? You'll love government health care!"). Cato's policy wonks spent much of 2009 on television arguing against reforms that would mean more government intrusion into the marketplace. Politicians and political organizations, meanwhile, received a lot of money and support in exchange for making those arguments. But it's of course true that America, being the developed country with the least nationalized health-care system, also spends the most and has the highest rate of uninsurance.



So when Douthat says that "a more-empowered libertarianism could have a salutary impact on debates over, say, the future of the entitlement system," it's worth asking what impact semi-empowered libertarianism has already had on debates over the entitlement system. That libertarian dreams of a privatized (or completely dismantled) Medicare system haven't come to pass is no more relevant than dreams of minarchy. What has come to pass is an aggressive and successful effort to stop America from following other countries' paths to national health-care systems. And the result can be seen here: If our costs had followed their costs, we'd have no budget deficit to speak of. Libertarians shouldn't have to answer for minarchy. But they do have to answer for that.



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Attorneys for former Gov. Rod Blagojevich today asked a federal judge to subpoena President Barack Obama to testify in Blagojevich's upcoming corruption trial on charges that include allegations Blagojevich sought to sell Obama's former ...

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Tattoo parlor owners must be salivating. An assertion in a Minneapolis Star Tribune article that our understanding of the zodiac is off by about a month -- and that therefore people have been identifying themselves with the wrong sign ...


Thursday, January 13, 2011

where to online reputation management

The Apple iPhone 4 has almost no online reputation management competitor and is currently dominating the smartphone market. The worldwide success story of the device is most certainly well deserved, as the numerous reports of sold out stores, crowds of eager customers in front of stores on launch day and the huge global demand demonstrates this.
Why is the iPhone 4 such an appealing device?
The phone boasts loads of wonderful features which were enhanced buy discount online reputation management compared to the earlier models of the series. Nearly all aspects of the phone's specifications were not just simply remodelled but completely revamped. The result is a completely new device and not just a renovated iPhone 3GS.
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One of the main visual differences between the iPhone 4 and its earlier models that users will first notice is the aesthetic design. As the handset is only 9.3mm thick, it is officially the slimmest smartphone out there. Its rounded corners provide a somehow buy viagra or online reputation management more angular form than the earlier models. The revamped aesthetic design is the result of the production process where the device is being made from metal and strengthened glass, resulting in a smooth but durable appearance.

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Bruno Mars circles back to the top of the Billboard Hot 100, as Grenade once again replaces Katy Perry's Firework at No. 1 (1-2).

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Get the latest roundup of Cowboys in the news. Dallas Cowboys Tidbits are for those that like to eat and run!

Monday, January 10, 2011

Who's Making Money


The Foo Fighters just launched a contest to find directors for their album. Usually these contests involve sending in your fan-made video, having the band judge it, and then getting a camera or a Red Lobster gift certificate as your prize. But for this contest — called “This Video Sucks” — the band is asking fans to submit their reels of previous work. I think this means the winners will get a small budget and work with the band on the concept and shooting. There’s no mention of pay beyond exposure (the videos will premiere on Fuse), but I’m sure that’s all Michel Gondry got when he directed their video for “Everlong.” Says Dave Grohl: “I had this idea that instead of going and spending a ton of money on one video made by a director who’s done it a trillion times, why not split up the cash and give it to the fans and let the fans make 11 different videos for the band? So that, instead of just making one video as the album comes out, we have 11 different videos for the 11 songs on the record.”


The band shot some funny contest promos, which you can watch below:








Students at Harvard Business School help step up its start-up game with a $50K MVP Fund


Is Harvard Business School giving Stanford and Wharton a run for its money? It seems that yes, the prestigious business school is finally driving its own tech-focused, start-up movement. Harvard’s existing entrepreneurship center, the HBS Rock Center will be complemented by the Harvard Innovation Lab, opening in fall 2011.


And who’s driving the movement? The students are, reports BostInnovation writer Cheryl Morris. The school recently announced its $50,000 “Minimum Viable Product Fund” (MVP Fund), which was initiated by a very dear friend of mine, Dan Rumennik, HBS ’12. The fund’s name plays on the lean startup methodology that emphasizes working on customer development in tandem with product development. As reported by Morris, the HBS Rock Center contributed the $50K and will be awarding winners. The fund aims to award ten teams with $5,000 each, but teams may request up to $10,000 in funding.


“The idea is that a small amount of dollars at such a resourceful school [as HBS] will yield huge results and hopefully encourage more students to consider entrepreneurship and starting their own business,” Rumennik added. “That is the real goal of this — to get more students who wouldn’t have otherwise considered [being entrepreneurial], to think about making a career in it.”


The deadline for Harvard students to apply for the fund is January 28th, 2010. Requirements and application information can be found here. Funded teams will be asked to check-in monthly with a mentor from the MVP program; attend a monthly gathering of MVP teams; and present lessons learned from the MVP program. The 2011 Entrepreneurs-in-Residence at the Harvard Innovation Lab include a list of investors like Jeff Bussgang and Gwill York and Eric Ries, who is the face and creator of the MVP methodology.


HBS’s Rock Center has also organized a Silicon Valley Immersion Program in January, for students interested in working at a start-up, working in venture capital, or starting their own business. HBS also offers an entrepreneurial Immersion Program to Israel as well as several others in locations ranging from New Orleans to India. For more insider information, check out the Harvard Start-Up Tribe on Twitter.




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The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


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The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


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The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


bench craft company reviews bench craft company reviews

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


bench craft company reviews bench craft company reviews

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


bench craft company reviews bench craft company reviews

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


bench craft company reviews bench craft company reviews

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


bench craft company reviews bench craft company reviews

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


bench craft company reviews bench craft company reviews

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


bench craft company reviews bench craft company reviews

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


bench craft company reviews bench craft company reviews

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


bench craft company reviews bench craft company reviews

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


bench craft company reviews bench craft company reviews

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.


bench craft company reviews bench craft company reviews

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

Arizona Shooting <b>News</b> (LIVE UPDATES)

PHOENIX -- A 22-year-old man described as a social outcast with wild beliefs steeped in mistrust faces a federal court hearing on charges he tried to assassinate Rep. Gabrielle Giffords in a Tucson shooting rampage that left six people ...

Denver Broncos <b>News</b>: Horse Tracks 1/10/11 - Mile High Report

Your daily cup of Orange and Blue Coffee .. Horse Tracks.